Typical debts that are wiped out in a Chapter 7 filing are the following:
• credit card debt
• medical bills
• payday loans
• old tax debt
• deficiency for a repressed auto or mortgage loan
There is a means test under BAPCPA to determine if you are eligible. We can file Chapter 13 bankruptcy for you, if you are not eligible for a chapter 7 bankruptcy filing.
There is no charge to discuss your financial situation with us. For your free initial bankruptcy consultation call us at (309) 788-9541, or email us at Deutschlaw@gmail.com.
Once your bankruptcy is filled the automatic stay provided under the bankruptcy code will stop harassing phone calls, stop creditors from repossessing your vehicle and stop garnishments.